Cards provide cashflow/lifeblood in a new organisation; also offer flexibility for an operation which uses a variety of agents and third parties. Agree, not a long term solution (eventually seek a balance between cards/contracts and credit terms (which are like cards anyway!)), but I gather that the providers of these cards are happy in providing credit in return for for the Company's frequent clear-down, and where this is in the case, it provides for a slicker operation by the day.