1. if you don't have a car, don't buy one whilst at the college. There will be a whole bunch of folks on your course all going the same way as you and who will be grateful to split the fuel costs. Only get a car if you need one for uses other than the daily commute.
2. Rigger, look on the bright side. This time next year you'll be able to afford a couple of houses if property prices continue to drop.
How's life in "Torchwood" territory?
WTB - They pay enough. Not lots, but enough. Better than the 'bru.