B47,
Insurers are indeed a tricky lot, I can see why they would place such a clause, but in the normal state of flying you should still be able to practice an Auto to power recovery at every landing you need to do( or nearly every one), that would still be in the bounds of safe flying for the insurers and allow you to be "Pin Sharp" should the need arise for a full blown EOL when and if things ever go quiet, dont you think?
Peter R-B
VfrpilotPb