Vin Rouge
"Its the controllers runway, not yours, until they give it you."
I don't think so.
The fundamental principle of ATC clearances is that when you are unable to see and decide for yourself whether a particular runway or route is safe due to weather or speed/distance, then ATC tell you if it is "clear" for you. Legally the captain has the right and indeed responsibility to reject any clearance s/he thinks is unsafe, and in the case of being in VMC on approach to the runway with lost comms would be irresponsible not to land. I have been in this very situation and afterwards ATC contacted me and thanked me for doing the right thing.
Obviously in normal ops with working r/t one assumes that there is a good reason for their clearance unless you have reason to believe otherwise, but you shouldn't bury your head in the sand about who has the final responsibility.
