Balpa Loss of Licence Insurance and OP poisioning
I would suggest that all current pilots who have loss of licence insurance also make contact with Balpa Financial Services and ask them what the position would be if they were to loose their medical through confirmed Organic Phosphate Poisoning.
The current situation, as has been demonstrated these last 18 months, is that the insurers will not make the full payment when the medical is pulled, they will make the monthly payment and they justify this by saying they are not sure of the long term medical effects of the problem. Even when the individuals concerned have written medical reports, from specialists, stating that the symptoms are unlikely to improve. On this medical evidence their medicals were pulled by the CAA.
I am aware of several pilots who are currently in this position, lost their livelihoods and have not been paid out in the manner one would expect for a long term loss of licence. Balpa’s response is similar to what one would expect. Rug, sweep problem gone.
The individuals concerned are having fights with the insurers to get what, in my view, is rightfully theirs with very little (could even say no) support from Balpa. Mind you the insurance is through a Balpa subsidiary!
Its scandalous. I make no wonder pilots keep flying with symptoms of OP poisioning.
You have been warned…