I am a PPL(H) and unfortunately do not fly enough. I thoroughly enjoy it when I do and wish I could every day. Unfortunately I can't, and I like to think that I know my limitations. I actually prefer to have an FI along with me whenever I do fly (although I am quite happy without one!). To my mind, the added bonus is that everytime I fly with an FI I learn something new. Also very fortunate as they are all good company (the one's I fly with anyway!) OK, have to pay for their time, but as we all know, they are cheap!!!!, so lunch is neither here or there for what I get in return.