The problem with guesswork is that not only are there much greater implications ie insurance claims but there is the reputation of the pilot at stake who is no longer here to defend himself
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yeah sure, insurance wonīt pay because user his dudeness at pprune.org said it might have been a pilot error. Give me a break, man...
And if heīd survived it, it would be different because 'he could defense himself' ??? - What if he would not bother to look at pprune?
Dude, you canīt hide ANYTHING in Aviation any more, like it or not. Spotters, internet flight paln tracking etcetc.
So, if WE, all pilots, would stop speculating, there would be still at least hundreds of other doing that.