I think i read somewhere that when EASA takes over they are looking to change to the old PPL/FI system. Correct me if i am wrong but you were taking some exams if you had ppl and 300h(?) to become an instructor.
Now days FI is a rating in your CPL not a license as it used to be. Older instructors might be able to clarify more.
To answer the original question....PPL earning money..NO, it took me a few year and a CPL to start earning so i think it would be unfair