Originally Posted by infrequentflyer789
Hmmm insurers really taking that action are on extremely dodgy ground I'd say. A contract is a contract and they can't just randomly decide not to cover certain events without reissuing everyone's policy, which will cost them a fortune just for the paperwork, let alone the right to cancel that they'll have to offer everyone. Unless their management is as moronic as BA's. If they do refuse to pay out to someone without properly reissuing the policy and that person kicks up a fuss in the media, the loss of future business will dwarf what they would have had to pay out for a few lost bags.