I've never yet seen a modular package that includes an IMC rating. It's not neccessary, but can be useful if you don't want bad weather interrupting your hour building!
Usually the zero-to-fATPL modular packages will include PPL, hour building, ATPL groundschool, ME/CPL and ME/IR. Whether it includes an MCC course seems to vary.
Why on earth do people think they need to pay for their own type rating? You're not doing the industry as a whole a favour by doing this - it just degrades T&C's across the board for all concerned. *Some* less scrupulous airlines might force this on you, but most don't and will fund your TR providing you agree to be bonded to them for a specified period in order to pay it back. It certainly doesn't guarantee you a job.