I'm not worried about my student grad debts.
I ran up a big credit card, over 5 grand, and I made the regualr monthly repayments when I was working in South Korea. That job came to an end and I am now working in Bangkok for an IT company and although the pay is good for Thai standards it doesn't allow me to repay the money I owe to HSBC credit card. I missed 5 months payments and am going to start paying them some sort of contribution.
My thoughts on it were as follows, although I am not clued up on how banks work :-
They could transfer the balance of the credit card to my bond and add it to that?
I could explain that if I passed selection and go onto employment with an airline I would then be able to afford to repay them. If not then I would be going back to my low paid job in Bangkok with not much hope of ever paying the card off.
Not sure if either approach would work, like I say I haven't had many dealings with banks and don't know much about these things.
Last edited by the_boy_nb; 7th Apr 2008 at 22:22.