If I were you I would use the money you have saved to do some gliding here in the UK. Most of the bigger clubs and some of the smaller ones have Cadet Schemes for people just like you. I don't know the current situation with regard to how much gliding time counts towards a (powered) PPL. In the past, if you got your Silver C in gliding, you only needed 15 hours to complete a PPL for powered aircraft. Also, you will find gliding is a hell of a lot more fun than powered flying and you will progress quickly to cross country flying and even competitions. Its a very sound background for commercial flying later on, and many airline pilots fly gliders in their spare time, and started flying this way.
If you need more info, let me know.