Took a loan with NBD to buy the car... no hassle, dealt solely with one contact. Once I sold the car it was a breeze closing the account. Reccomend them for that side.
General banking with Lloyds TSB and had no problems until I wanted to close the account when we left. They cocked it up big time but one sharp letter got things in order and everything ended well. Much easier to open an account as I have banked with TSB in uk for 23 years.