To wear, or not to wear...
Years ago at Kambalda, doing the local Para club a 'favour'...I didn't need the money anyway...they gave me a 'Slimline' chute which I wore religiously...just in case.
And, as the Chief Parachutist Instructor found out one day, I would have used it too...
I wasn't concerned about the state of the aircraft - I have chosen not to fly some aeroplanes before, and this one was OK - but just 'if' someone wrapped around the tailplane or whatever.
If you've got the urge to do para drops, protect yourself just as you would doing any other 'risky' op. is reasonable advice.