Those programs that train you from scratch up to type rating and hours on type actually work. Then, you ethics will start playing when you start questioning wether all that money was worth it or not. There are various programs like that now a days. They are the "proper version" of what some years ago would be a simple conversation with a potential employer who would say: "Get a type rating and call me". Sometimes they hired you as they said... and sometimes they didn't even remember you.