I agree with both of you. Wanting to have good photographs is healthy and a good thing, but I feel that making a few quick quid by cold calling at people's houses and putting people under pressure to buy a picture they never asked for is a bit much. Secondly, if done under a PPL, it is clearly an abuse of what is a privilage, and to some extent I would apply that to some of the 'Cowboys' operating under a CPL.
The amount of noise and disturbance caused is in no way related to the ticket you hold, but *IS* directly proportional to the level of airmanship and consideration the pilot exhibits...
Nish