Sometimes I think that this perennial question brings out the best in pilots' tendency to exaggerate. If not, all I can say is you guys must all be bliddy loaded....
Thats a subjective view I guess. High hours pilots tend to be owners and the cost per hour is significantly reduced by high utilization. High hours flyers also tend to be involved in teaching and coaching etc. I am an Instructor and an LAA Regional Coach with no child commitments etc. so much easier for me to fly and afford it.