Thanks for all the good information!
Yes, Thanks to all that provided any of this valuable information.
Housing allowance:
-Is it possible to use the housing allowance towards a mortgage?
This new CA:
-If you sign up (expat terms) prior to the new CA being signed, do your terms change according to the new CA, or are the terms agreed to with the offer of employment the ones you live with for the duration of your contract?
Your answers to these questions are very much appreciated.
Thanks again,
Chapola