F/O after 500hr on type - €80.50
Beware of Catch 22: If you achieve 500hr on the 1st of the month, you work the whole of that month at the previous, lower rate. The new rate is only effective from the end of the month in which you achieve 500 hours. Up to now this is not written in your contract; it is simply sprung on you as a surprise when you query why you didn't get paid what you were expecting. Therefore, also watch out for 'tactical' rostering to put you in a position of disadvantage. They save themselves €2000 by doing so.
I have recently spoken to an F/O who is in discussion with Balpa about taking this issue to court.
Off the top of my head, this is what's included with most other airlines:
Don't forget Loss of Licence Insurance. Ryanair don't provide any at all.