.....the damage has been done, primarily by AF, then exacerbated by KM.....
I'm not quite sure why so many people want to lay the blame here. The truly dire governance we've suffered over the last few years lie at one person's feet and one person's feet only: TFN. His underlings have been expected to submit totally, and carry out his poorly thought out mantras with predictable results for inevitable failure or non-obeyance. He has driven EVERY SINGLE initiative to bury us. Don't ever forget it.