Iva Harden,
I have (like a lot of others) recently taken out a credit card with Virgin (financed by MBNA). They have given me immediate access to £20,000 should I need it (With a cheque book to transfer the funds to my bank account). Should the need arise I can last a lot longer than the 35 days it would take for my 'recency' to expire. There are hundreds of us who have done this. The remainder have the funds in place (savings) to outlast Willy Wash.
Wouldn't it be ironic if Virgin sponsored my IA?
