not the concern of people on a CX forum
Oh, I am sorry. Please let me peruse your CX only forum. Let me guess, your first jet job?
Get into the market in a measured controlled manner and long term you will be ok. For every vocal "expert" who has made 6mill in the last year there will be someone with a sobering counter perspective.
If you dont want to jump now keep accumulating cash for when you feel the time is right.