Hi 350Z,
I'm 31 years old and currently 23 hours into my PPL and loving every minute of it. I've decided to go modular towards my fATPL as money is an issue. My maths isn't the strongest but my instructor tells me I'm well above average skill level and have a natural aptitude for flying. The way I see it is that one can learn maths and physics but having the feel for flying in the first place will ultimately make one a better pilot.
Going modular means I can work and learn at the same time. You do have a tricky decision to make re:work and I would be tempted to say to you that maybe you should consider modular route to start with and take up one of your job offers for the time being so you have some security. Depends how much cash you've got to throw around ultimately!
Good luck in whatever you decide
