£80,000 does not guarantee the fATPL and certainly not a job. Does the figure include the MCC and are there any extras? I know many people use this route successfully but check out the alternative sources of funding and training. Research will pay dividends. Mortgages are serious business. Are you sure you can meet the standards for study? Have you a record of success and commitment? I hope you will be successful and happy. Your parents sound like special people or perhaps just invested wisely in the housing market? Wishing you all the very best.