HEALY
Just a word of advice. Be very careful moving an AUD$ mortgage to HK with the current high value of the AUD$. If you change it to HK$ you will require 25% equity. When the AUD$ starts to fall and it will when the Australian economy slows under high interest rates and lack of competitiveness with the rest of the world because of the high exchange rate, you may find yourself with less than 20% equity and the bank calling the margin.