By all means go for it but dont go in with the intention of blowing the 30k just because you think its neccessary. Why not keep the day job for as long as possible and keep the 30k for a possible type rating. Its when you get the MEIR rating on your licnese that youll really feel the pinch financially and many pilots stumble at this point because they simply cant afford to cough up any more cash for a TR. Be wise-many out there are not!