An organisation which
(1) is so desperate for cash that it has to borrow working capital
(2) is so dodgy that the banks won't touch it with a barge pole
(3) is trying to con students into giving it loans
is unlikely to last out the length of the average PPL course, given the usual UK weather.
So, although you might get your money back from the credit card company, eventually, there are two other considerations:
(a) you'll be out of pocket for at least months, possible a year or two, whilst all the paperwork and court cases are settled
(b) you'll be needing to look for another school to finish your PPL course ... so why not just choose a non-dodgy school in the first place for heaven's sake??
Mind you, I personally have a serious aversion to hassle. If you, on the other hand, actually like getting yourself involved in unnecessary hassle, then by all means pay up front with a credit card. (But do be aware of the upper limit for compensation as well as the lower limit, if going for a professional licence.)
Last edited by Gertrude the Wombat; 29th Feb 2008 at 21:47.