Hear hear.
My instructors were (rightly) concerned about value for money, and how much it would cost me to get my PPL. I didn't care. I was getting value for money all the time I was flying - even when conditions were not appropriate for the lesson plan. And I don't think I have ever landed from any flight without learning something.
The privilege of flying solo is not the be-all and end-all of flying. I prefer to fly accompanied - even though it means a lower climb rate and nowhere to put stuff. And if the RH seat has someone useful in it, so much the better. With an instructor I can safely explore my personal envelope - and find out why ill-advised adventures can be very unpleasant experiences.
Even if the paperwork means you can't get a licence, you can still enjoy the learning, develop the skills, and have the satisfaction of knowing you can fly, fly well, and fly safely. Think 0f it as flying, not as flying lessons.