Nightie,
No offence, but I'm not suggesting anyone EVER do a fast track course. You get a pilot to fly your family 'safely' from A - B. The incentive for the Pilot to get from A - B is as much for his survival as the said Family. A financial advisor doesn't give a sh1t about you, EVER! PERIOD! He will only care about his own financial gain, himself and future business. Can you really blame him if he doesn't make you money? Nah, cos' you willingly gave him control of YOUR money.
Guys, it does take effort and time, but you can do it without relying on anyone else. I'm sure there are good financial advisors out there, but I'd suggest you make the time to learn the basics. It's not that difficult and really doesn't take that long. You owe it to yourself and your Family to look after YOUR money. But if you really believe a FA wants to make you rich, go ahead...it's your hard earned cash
just my opinion of course