Thanks for answers to all of you.
I am just deciding which way to go. (Integrated/Modular).
Being from Slovakia and living in Vienna I can go for a modular ATPL in Czech Republic or Slovakia. If I even take one of the best (and most expensive) schools available it will cost less than 40k EUR. (PPL, IR, IR-MEP, CPL, ATPL, MCC, 200h).
BUT!!!!
I am already 35 and do have a family. So getting the job by airlines is questionable.
And it is important:
1. The OAT is well known in the airline world....
2. The job by NetJets seems to be quite fine.