Nope, I'm in the very early stages of modular. I am still in the "am i making the right decision" phase. At an age where doing it fast would be best but i fancy being an FI or flying small twins for a bit just for the fun factor and the big FTO's are geared solely toward Airlines. Plus in todays environment you need to have the cash available for a TR just in case and i don't fancy any debt. I have the money to go either way but not enough for Integrated and a TR. Also i don't particularly mind my job (i work in telecoms) and it pays very well. I'm just saving money, carrying on with work and flying on weekends. Aiming at being done in 2 years and flying full time from then. Or part time and carrying on with present job....as you can see, still making decisions. One things for sure though, if everything goes Pete Tong i wont be blaming anyone but myself and I'll only be passing on constructive advice on Pprune.
Phil