Hi there guys - thanks a lot for your advice. It's helped me take a little step back from everything and look at the big picture. I am still deciding how so, but both of you had made good points. I'm pretty sure the degree in QLD you pay for the flight training up-front yourself, and the degree is covered by HECS (same with Swinburne).
Thanks again for your helpful replies, I appreciate it!
Kind regards
Rudy