What's your total time Dartagnan?
If you have more than 500 hours, I can give you so many airlines that are hiring: SN, AF, FR, VLM, Swiss, Vueling, Clickair, etc...
I should have timed it right and will be able to enter an industry with greater employment opportunities for a recent ATPL graduate.
The sooner you start, the better.
Go modular, don't go to integrated!
For the same price as OAT you can get CPL IR ME and 500 hours total time.
At OAT you get 200 hours of which 50 are on simulators....
What will make you so special compared to othe candidates?
If taking a loan is necessary to finance your training, you're not on the right path and should rethink your strategy. I know plenty of guys working as cab drivers or mailmen to finance their training and the level of satisfaction when they get hired is high+they don't have a 700£ monthly loan repayment runnning over 10 years+have the freedom of taking a loan if required to pay the TR by their airline.
The market outlook is great, pilot is a job for life:
http://www.flightglobal.com/articles...t-by-2026.html