LEMBRADO
I hope ur being sarcastic cos if your're not then ur talking absolute

.
raj iq
i'm 35 and almost finished with my atpl theory. i too spent at least 6 months researching, talking to pilots and surfing the net including this forum. its a difficult decision as i'm also earning a very good income which i will NEVER earn as a profesional pilot(even at training captain level), but its not always about the money. get a ppl and if you enjoy flying and are willing to give up a few luxuries and fly almost anything after you're qualified then you have a chance of an airline job.
go modular and save loads of money and qualify dept free. then you can focus on applying for work and getting ur cv up to scratch etc instead of worrying if the bank is going to re-posses your home.
ignore any school that tells you that a job is secure after you qualify

there are many pilots out there with huge dept and no jobs, even instuctors with 1000 hours plus.
last but not least do a search as there are many threads on the topic of age etc. dont forget we both are fortunate to have degrees with well paid jobs and have LESS TO LOSE than some of the other wannabees if the industry suffers a severe/catastrophic downturn before we qualify/get a flying job.
go for it
good luck
gb