MFWF - Good post!
Unfortunately for me whilst I haven't actually started training and won't do so for another 6 weeks, I am too far down the road with the bank to actually stop anything and to be honest I don't know that I would even if I could!
My gut feeling still says go for it. There's never a right time to spend this sort of money and they'll always be something thats happening in the financial world to worry me.
Like MFWF says, are we bloody mad? Possibly but nothing ventured nothing gained so crack on is my approach.
CS