Thanks for the words of wisdom lawrie ??, however I am compelled to suggest You do not try to justify your inactions with the pearl's of advise such as ..ie: ... so and so go look at X - Y or Z to understand the AFAP's (AKA) LCox decision...
We do not have to buddy we lived and suffered as a direct result of your decisions made at the time and sure as h#@$ do not need to examin documents to understand it.. a little less arrogance would go a long way, however from all the ill feeling here I expect the writing is on the wall..