Adios - Yeah fair point, this is about HSBC and OAT and I'm with Cabair. CTC Students are indeed financed for 60k but it is secured in the form of a bond so it is still secured. No bank in their right mind will lend anyone 60k unsecured. I have a friend who went through CTC about a year ago and they had to be bonded so unless thats changed....
HSBC don't deal with it at branch level just like that I'm afraid, I found that out the hard way! As far as I know only HSBC Cranfield deals with PSL's for pilots. She works 2 days a week I believe. However, I would speak to OAT about this just incase I'm wrong but everything I've ever heard points to only one person @ HSBC dealing with this. (As unbelieveable as that may sound!)
As I said, I think you need to have a chat with HSBC about what they will be prepared to lend and on what terms. They will be able to help somewhat more than just the loan officer at OAT.
Good luck.
CS
