Not half as ashamed as I would be coming on a forum pretending to be a muskateer!
Jesus christ, have you actually got anything positive or helpful to say because if not I suggest you take your comments elsewhere. They aren't productive and I'm sure I'm not the only one that they're pissing off.
What stage of your training are you at now or are you a working pilot? And how did you fund or are planning to fund your training???
My parents are fully aware of the risk and have made damn sure that my contingencies are sufficient to cover the payments. If I thought for one second that there was any serious risk of my parents losing their house through me not being able to make the repayments then I wouldn't be doing it.
Do you think people like me merrily wlak into the bank and say "here you go HSBC, have the deeds to my parents house just incase I balls up"???
Get a grip mate!