Uh just to add to the above....
HSBC no longer operate the PSL on an unsecured basis. You have to have at least a significant chunk if not the whole thing secured.
Don't get me wrong, you may well still be able to get a loan through HSBC to help fund you training, but it won't be deferred or at the same rates at the fully secured PSL.
If you have been discharged from bankruptcy and you can offer HSBC security and a top notch business plan then they will lend you as much as you need within reason. They're not quite as cavalier as they once were with lending to trainee pilots but as long as their money is safe then their happy.
I'm just about to turn 22 and have got 55k sorted. Security going through at the mo so don't give up fella. The 'credit crunch' isn't quite as bad as the news likes to make out!
Hope this helps.
CS
