Justiceseeker,
I think its fairly obvious that I do "get it". I started this particular thread and not once did it mention the "insurance issue" until you brought it up.
but my thread was about the insurance issues
Your original "post" on this thread (if thats what you mean) was about both issues.
Obviously they are two different issues, but it was your original post on this thread which raised the insurance issue and which in the interest of fairness required comment.
This is my last post on this thread.
Cheers and good luck.
Di