I reckon I could be the arbitrator in insurance disputes, bring the policy, bring the agreed facts.....I decide. With plain and simple fairness.
No fraud, no unfair rejection of claims, insurance companies earn a good reputation and spend less on lawyers, payouts become far and reasonable, not telephone numbers and just as big legal bills.
Something like this is already in place for General insurance disputes.
http://www.codeofpractice.com.au/
and
http://www.insuranceombudsman.com.au/
But it doesn't apply to claimants on liability claims such as the LHR matter, or to big business matters (they are big enough to take care of themselves), or to matters which have already "gone legal" as it were.
Holy Insurance claim Batman!!!! Premiums have just gone down!!!
And/or profits have just gone up!
Thread drift probably my fault - sorry - thread drift OFF now.
Di