Nolimit - I'm Cdn and opened a Lloyds acct a few months ago. Their customer service is BRILLIANT either at the branch or on the phone.
They did screw up delivering a new card to the Mirdiff branch but tried hard to rectify it - to the point that one of the managers said he would deliver it too my house so I would be less inconvienienced.
But, there are no free transfers. The fee is 70 dirhams per transfer if you do it online. The transfer is free if it goes to one of their International Offshore accounts.
I am completely happy with them!!!