Well Mooney12 there shouldn't be anything there that doesn't suprise you when you started with CTC after going to visit HSBC. People have pointed out on here before that it is not quite a sponsored scheme just an unsecured loan.
Now if you want I have a friend who won the lottery in Nigeria and needs to get some money out of the country, if you post your account number and sort code I'm sure he can help you out ;-)