No, just pointing out that there are negatives as well as positives. Personally I'd spend the money on training and experience so that I didn't end up losing control. It seems to me to be missing the point to spend loads of money something to mitigate the chances of death after a cock up.
From what I understand, the ballistic parachutes may well save your life, but you're likely to suffer spinal damage in the (not quite so hard) impact anyway.
A modern aeroplane with a safety cell might be money better spent than worrying whether Jet A1 burns as easily as Avgas in a C172. Gliders don't have any fuel and pilots usually wear parachutes, but glider drivers still die.
You could always take up table tennis to be totally sure that you'll be safe.
