You have no civilian flying experience and no licenses
You have no property on which you could secure finances
You have no one around you who could lend you the money
The ONLY bank who even considers funding pilots doesn't want to know you
You have a job that pays very little
...and you want to become an commercial pilot?
Seriously mate. Loans available to Joe Average Wannabe, above £25k, require to be secured on property. Sorry no way out. With your situation, it's just not possible without hard work, sweat, time and therefore patience. The sooner you learn and plan around this reality the sooner you will be flying commercially.
Oh and I advise you to read the sticky subject threads on this forum. Everybody and their pet dog is advising people not to fork out on things they can't afford.