PPL student, yours seems to be a good plan considering your circumstances and perhaps that's the real issue here, individual circumstances. For those who are stretching themselves just like the property boom years you'll be putting yourself at risk.
With a dry airline market the course cost of being a true contender will go up to as they'll be asking for a Type Rating for sure either privately or with them where you still pay. I doubt it'll stop there neither and you they may start sniffing around for multi crew experience or further time on type. Makes the initial CPL/IR issue look cheap and basic
Keep going if you must there's no one saying otherwise but just engage your head at each and every step and always be ready to regress if need be.