Scooter boy,
I would agree with you about the mooney. It is one slick bird. Moonies have always been so, but at the compromise of cabin size and payload. That's where I think the Cirrus has the upper hand.
As for used aircraft, my thought is if you are spending that kind of money get something with the latest avionics and a warranty (buy new). Besides PPL's don't belong in twins for recreation or jets. There are few things in aviation that will kill an inexperienced pilot faster than a light twin.