OK, so the Rightchoice limits for dependant's surgery have gone up in Rightchoice 08 by the following amounts:
Room & Board per Day - from $2100 to $2300 = +9.5%
Doctor/Specialist per Day - from $2100 to $2300 = +9.5%
Major Surgery - from $70K to $75K = +7.1%
Intermediate Surgery - from $35K to $40K = +14.3%
Minor Surgery - from $17.5K to $20K = +14.3%
Non-surgical hospital - from $27K to $30K = +11.1%
Maternity Threshold (semi-private/ward)- $60K to $75K = +25.0%
Maternity Threshold (private)- $85K to $100K = +17.6%
So, why have these thresholds gone up by so much, when according to CX the cost of living in HK has not risen by enough to justify more than 3% at the end of year? Would seem to me that the increase in these limits/thresholds are a reasonable proxy for inflation, albeit simplified. Further, these are just the increases this time around - I haven't been with CX long enough to know what previous increases have occurred since our last payrise in 2001. Perhaps someone can provide a little insight on that....
TM