When I flew right seat in an airline with Monitored Approach procedures, what usually happened was that the CAPT called "Runway" and the Handling Non-Landing Pilot (me) looked up, said "Confirmed" and the CAPT instead of saying "I Have Control" and taking over said "Go ahead and land the bugger!" Happened in maybe four out of five approaches in the northern winter. Management knew about it but it worked so what we did in the sim was not what we did in the line. Common CAPT's comment was it was easier and safer for them to monitor the approach all the way than to take over at the last minute.
