For Chintan, jakals and fltdeck...all well and good in MAS and the salary goes a long way in tanahair. Inflasi is getting worse but with prudent jimat cermat measures, the skipper's gaji sure can stretch a long way. Alas, when the kids got to varsity age with some even some strong As but gomen did not allow them in the course they wanted we had to do twinning courses or overseas education for them.......now it hurts, even with the appreciating ringgit the cost of overseas ed is prohibitively high. Perubatan, kejuruteraan and othe plump courses more or less resab for the true soily bumis lah, even geragaus with bumi status find it hard to get in lah. So tax free dollars dirhams are beginning to look very alluring........